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Quick Payday Loans Up To $5,000

Fast And Reliable Online Payday Loans in Mississippi

Joyce Marter
Joyce Marter

Joyce Marter is a licensed psychotherapist with 25 years of experience and entrepreneur who founded and successfully sold Urban Balance, a national outpatient mental health company in the U.S. Marter is an adjunct professor at Northwestern University, international speaker, blogger for Psychology Today and mental health thought-leader specializing in the psychology of money.

Are you having difficulty applying for a loan in Mississippi? Not to worry, go for online payday loans. It is a fast and reliable means for soliciting funds without hassles.

Are Payday Loans Permitted In Mississippi?

Online payday loans are permitted in Mississippi but you need to understand the laws that govern the state:

  • You are only allowed to get loans of a maximum of $500.
  • There are certain restrictions on loan terms such as loans less than $250 can last up to 30 days and loans between $250-$500 can last for 28-30 days.
  • The finance charges depend on your loan amount. For a loan less than $250, the finance charges can be $20 while $250-$500 cannot be more than $21.95.
  • Lenders cannot take criminal actions against a borrower.

What Are The Requirements For Online Payday Loans in Mississippi?

With these five requirements, you can apply for an online payday loan in Mississippi:

  • Proof of residence: You need to present documents that show that you are a resident of Mississippi such as IDs, driver’s licenses, or even a government ID.
  • Age: You must be at least eighteen years to apply for an online payday loan in the state.
  • Income: You must provide evidence that proves that you earn at least $1,500 every month. This is a determinant factor that shows the lender you can repay the loan.
  • Personal information: Your personal information such as contact address or email address. This helps the lender contact you when/where necessary.
  • Savings account: The lender needs to have your savings account information to easily deposit money to you.

Fortunately, you do not need a good credit history to get online payday loans. The lender is only interested in your ability to repay the loans and if you can show any proof to this effect, you will be given a loan. However, lenders need to be careful because a bankrupt debtor would not be able to repay the loan.

How To Get An Online Payday Loan In Mississippi?

To apply for an online payday loan in Mississippi, just follow these easy steps:

  • Conduct your research on different lenders and choose the one that suits you.
  • Complete the application form on the lender’s site
  • Upload the necessary documents such as ID, and proof of income
  • If the form is approved, the money will be deposited in your savings account in 24 hours.


Online payday loans are the best way of getting access to cash for urgent needs and expenses. The requirements are simple. However, ensure you get a reliable lender to avoid incurring the cost of hidden charges.