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Quick Payday Loans Up To $5,000

Indiana Payday Loans Online

Joyce Marter
Joyce Marter

Joyce Marter is a licensed psychotherapist with 25 years of experience and entrepreneur who founded and successfully sold Urban Balance, a national outpatient mental health company in the U.S. Marter is an adjunct professor at Northwestern University, international speaker, blogger for Psychology Today and mental health thought-leader specializing in the psychology of money.

Even when you have a stable income and your salary arrives on the expected date, there are always some unplanned expenses that may occur. Medical bills, home repairs, and car repairs, all of this is part of our everyday life. And when something like this happens, we usually think about where we can get fast cash to cover the expenses. With payday loans you can solve the issue quickly and you can get a payday loan online. You need to fill out the application form and apply and when approved you can get the money within a day.

Are Payday Loans Legal in Indiana?

Payday loans are legal in Indiana. However there are some rules and regulations that you should consider. The loan amount is limited from $50 up to $550, and the amount should not exceed 20% of your monthly income. You can not apply for multiple loans at one lender, so if you want another loan, you should apply at a different lender. The smallest loan term is 14 days.

Also you should be aware of the fees of the loan:

  • 15% fee is allowed on amount less than $250
  • 13% fee is allowed on loans from $250 to $400
  • 10% fee is allowed on amount from $400 to $550

How to Apply for a Payday Loan in Indiana?

To apply for a payday loan in Indiana you must fulfill some requirements such as:

  • You should be at legal age 
  • You have to reside in Indiana
  • You have to be employed, and your monthly income should be at least $1500. You have to prove that you earn that much and the lender will focus on your ability to repay the loan without checking your credit history.
  • You need an active email address and contact number, so the lender can contact you.
  • If you are filing for bankruptcy, you won’t be able to get a loan
  • Provide some personal information as well as your government issued ID
  • You have to tell the amount that you want to borrow.

Reasons to Get a Payday Loan in Indiana

Getting a payday loan in Indiana may solve your money issues. There are reasons that people apply for payday loans in Indiana:

  • You applied for a loan in the bank, and you didn’t get approved. Plus, applying for a loan in a traditional bank is a process that can go on within several months and includes a lot of requirements. If you miss some of the requirements, you will have to start from the beginning. Bank loans for emergencies simply don’t work. Payday loans can provide you with fast cash during emergency situations.
  • You have to pay your credit card debt. If you miss paying your credit card payments and you are late, it can involve some additional fees for your late payments.
  • Borrowing money from your family and friends is not always the best idea, or you don’t want to ask them.


With the invention of the internet, it is very easy to access information online and even to apply for a payday loan from the comfort of your home. This way you can avoid traveling around and trying to find the best deal. There are online lenders with a good reputation, and their services are transparent. They can help you during emergencies.

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